What Makes an Inground Swimming Pool So Expensive?

Learn what can add to the cost of a backyard pool at your Twin Cities pool.

You've started researching inground swimming pools for your Minnesota backyard, and you've probably experienced some sticker shock. Quality pool installations typically range from $90,000 to $150,000+—a substantial investment that makes many homeowners pause and ask: "What exactly am I paying for? Why are pools so expensive?"

It's a fair question. After all, you're essentially creating a hole in the ground, lining it, and filling it with water. How complicated can it really be?

The truth is, building a quality inground swimming pool that will provide decades of reliable enjoyment involves far more complexity, expertise, materials, labor, and engineering than most people realize. Every component requires specialized knowledge, every step involves potential challenges, and every shortcut taken during construction inevitably results in expensive problems down the road.

This comprehensive guide breaks down exactly where your investment goes when you build a quality inground pool. You'll understand not just what makes pools expensive, but more importantly, why investing in quality construction from the beginning saves you money and frustration over the pool's lifetime.

The Big Picture: What You're Really Buying

Before diving into specific cost components, let's establish what you're actually purchasing when you invest $90,000-$150,000 in an inground pool:

You're buying:

  • A permanent structure that becomes part of your property for 30-50+ years
  • Engineering and construction expertise to build that structure correctly in Minnesota's challenging climate
  • Premium materials and equipment that will operate reliably for decades
  • Professional labor from skilled tradespeople across multiple specialties
  • Risk mitigation through proper permits, insurance, and warranties
  • Increased property value (typically 5-10% home value increase)
  • Decades of family memories and daily enjoyment

You're NOT buying:

  • A product that can be mass-produced in a factory
  • Something that can be installed by general handymen
  • A temporary or easily movable recreation option
  • A simple consumer product with standardized pricing

Every inground pool is a custom construction project that must be engineered for your specific property, built to your local codes, and designed to withstand Minnesota's extreme climate variations.

Cost Component #1: Site Preparation and Excavation ($8,000-$20,000+)

Before any pool structure can be built, your yard must be properly prepared—and this is far more complex than simply digging a hole.

Initial Site Assessment and Engineering

What's involved:

  • Topographical survey of your property
  • Soil analysis to determine composition and stability
  • Underground utility location and marking (gas, electric, water, sewer, fiber optic, etc.)
  • Drainage evaluation and planning
  • Access assessment for equipment
  • Engineering calculations for structural requirements

Why it costs money:

  • Professional surveyors and engineers charge $800-$2,500 for comprehensive site analysis
  • Each property presents unique challenges requiring expert evaluation
  • Mistakes at this stage create expensive problems during construction
  • Proper planning prevents costly surprises mid-project

Excavation

What's involved:

  • Digging pool cavity to precise depths and dimensions
  • Removing 150-300+ cubic yards of soil (depending on pool size)
  • Grading and leveling the pool floor
  • Creating proper slopes for drainage
  • Removing rocks, roots, and obstacles

Why it costs money:

  • Large excavation equipment rental: $2,000-$5,000
  • Skilled operators: $75-$150 per hour
  • Typical excavation takes 1-3 days depending on site conditions
  • Rocky soil, high water table, or difficult access increases costs significantly

Soil Removal and Disposal

The challenge: You can't just leave 200+ cubic yards of excavated soil in your yard.

Options and costs:

  • Hauling away: $500-$3,000+ depending on distance to disposal site and quantity
  • Grading on-site: Possible only if you have adequate space and proper grading plan
  • Fill dirt for low areas: Sometimes excavated soil can be used elsewhere on property

Why it's expensive:

  • Dump trucks and hauling cost $100-$150 per load
  • 15-25+ truckloads for typical pool excavation
  • Disposal fees at landfills or fill sites
  • Labor to load and transport

Challenging Site Conditions

Some properties present extraordinary challenges that dramatically increase excavation costs:

Rock removal:

  • Solid bedrock requires specialized equipment or blasting
  • Can add $5,000-$20,000+ to excavation costs
  • Not always visible during initial assessment

High water table:

  • Dewatering systems needed during construction
  • Special drainage solutions required
  • May require sump pump installation
  • Adds $3,000-$10,000 to project

Difficult access:

  • If large equipment can't reach backyard, hand digging may be necessary
  • Small equipment takes much longer
  • Can double or triple excavation costs

Slope/grade challenges:

  • Retaining walls may be needed
  • Additional engineering required
  • Extra grading and stabilization
  • Can add $5,000-$25,000+ depending on severity

Tree removal:

  • Large trees near pool site may need removal
  • Root systems must be completely extracted
  • Professional tree removal: $500-$3,000+ per large tree

Proper Base Preparation

What's involved:

  • Creating perfectly level, properly compacted base for pool structure
  • Installing drainage systems beneath pool
  • Laying gravel or stone base
  • Precise elevation and grade work

Why it matters:

  • Improper base causes settling, cracking, and structural failure
  • Can't be fixed after pool is built without extremely expensive reconstruction
  • Requires specialized skills and equipment

Cost: $2,000-$5,000 for proper base preparation

Cost Component #2: Pool Structure and Shell ($25,000-$60,000+)

The pool structure itself—the actual container that will hold water—represents one of the largest cost components. Quality and construction method dramatically affect both initial cost and long-term value.

Construction Methods: ICF vs. Steel Wall vs. Concrete

ICF (Insulated Concrete Form) Construction - What Plan Pools Specializes In:

What it is:

  • Foam blocks create forms for reinforced concrete walls
  • Rebar reinforcement within concrete
  • Insulation remains in place permanently on both sides of concrete
  • Superior structural integrity and energy efficiency

Cost: $30,000-$50,000 for pool structure (

higher initial cost but superior long-term value)

Why it costs more initially:

  • Premium materials (ICF blocks, extensive rebar, high-quality concrete)
  • More labor-intensive installation requiring specialized skills
  • Requires experienced crews trained in ICF methodology
  • Higher material costs than steel wall construction

Why it saves money long-term:

  • 60% lower heating costs compared to steel wall pools
  • Superior durability—lifetime structural warranty
  • Better soil compaction leads to longer-lasting decks and hardscapes
  • No rust, corrosion, or deterioration
  • Complete customization without kit limitations
  • Deeper pool options
  • Extended swimming season (open earlier, close later)

What you're paying for:

  • Engineering and design specific to your site
  • Premium ICF materials designed for pool applications
  • Extensive rebar reinforcement (hundreds of pounds)
  • Multiple concrete pours with proper curing time
  • Skilled labor from experienced ICF specialists
  • Superior insulation that remains effective for decades

Steel Wall Construction - Most Common Alternative:

What it is:

  • Prefabricated steel panel walls assembled on-site
  • Typically vinyl liner inside
  • Sand or vermiculite behind walls
  • Standardized dimensions from kit

Cost: $15,000-$30,000 for pool structure (lower initial cost but higher lifetime costs)

Why it costs less initially:

  • Mass-produced standardized components
  • Faster installation (less labor)
  • Less specialized skill required
  • Pre-engineered kit system

Why it costs more long-term:

  • Higher heating costs (steel conducts heat away from water)
  • Rust and corrosion issues, especially with salt water systems
  • Poor soil compaction leads to deck settling and cracking
  • Limited customization options
  • Shallower maximum depth
  • Shorter lifespan before major repairs needed
  • More frequent equipment failures

Poured Concrete (Gunite/Shotcrete) Construction:

What it is:

  • Rebar framework sprayed with concrete
  • Typically plastered interior finish
  • Highly customizable

Cost: $35,000-$70,000+ for pool structure (highest initial cost)

Why it's expensive:

  • Completely custom construction
  • Requires specialized equipment and crews
  • Multiple-step process with curing time between steps
  • Expensive interior finishes (plaster, pebble, tile)

Considerations:

  • Beautiful aesthetic options
  • Complete design flexibility
  • Higher maintenance requirements
  • Plaster resurface needed every 7-12 years ($5,000-$10,000+)

The Vinyl Liner

For ICF and steel wall pools, the vinyl liner is what actually holds the water:

What's included:

  • Custom-manufactured liner precisely fitted to your pool dimensions
  • Heavy-duty vinyl (20-30 mil thickness)
  • Pattern/color selection
  • Professional installation with proper stretching and sealing

Cost: $3,000-$6,000 for quality liner

Why it costs this much:

  • Custom manufacturing for your exact pool shape and size
  • Premium vinyl materials that resist UV damage and chemicals
  • Specialized skills required for proper installation
  • Poor installation causes wrinkles, leaks, and premature failure

Long-term consideration:

  • Liners last 8-12 years with proper maintenance
  • Replacement cost: $4,000-$8,000
  • Budget $400-$700 annually for eventual liner replacement

Structural Reinforcement and Waterproofing

What's involved:

  • Extensive rebar grid for concrete pools
  • Proper waterproofing membranes or coatings
  • Expansion joints where necessary
  • Proper sealing at all penetrations (lights, returns, drains)

Why it's expensive:

  • Materials alone: $2,000-$5,000
  • Skilled labor to install properly
  • Can't be inspected or repaired after construction without major expense
  • Critical for preventing leaks and structural failure

Cost Component #3: Plumbing and Circulation System ($8,000-$15,000)

Water must constantly circulate through filtration, heating, and chemical treatment systems—requiring extensive plumbing throughout and around the pool.

In-Pool Plumbing Components

What's installed:

  • Main drains (typically 2 for safety)
  • Multiple return jets strategically positioned
  • Skimmers (surface water collection)
  • Suction ports for automatic cleaners
  • All connections sealed and waterproofed

Materials:

  • PVC pipes (hundreds of feet)
  • Valves, fittings, and connections
  • Drain covers and safety components

Cost: $2,000-$4,000 for in-pool plumbing

Why it's expensive:

  • Must be installed before pool structure is completed
  • Can't be easily accessed or repaired after construction
  • Requires precise placement and secure connections
  • Any leaks after construction require excavation to repair

Equipment Pad Plumbing

What's installed:

  • Underground pipes from pool to equipment area (50-100+ feet)
  • Proper trenching and pipe burial
  • Multiple lines for different functions
  • Drainage for equipment area

Cost: $2,000-$3,000

Why it costs money:

  • Trenching and burial requires excavation
  • Multiple pipe runs for supply and return
  • Must navigate around existing landscaping, utilities, etc.
  • Proper pitch and drainage critical for system function

Filtration System

Components:

  • Large sand or cartridge filter
  • Multi-port valve
  • Pressure gauge and sight glass
  • Proper mounting and connections

Cost: $1,500-$3,500 depending on pool size and filter type

Quality matters:

  • Undersized filters require more frequent cleaning and provide poor water quality
  • Cheap filters fail prematurely and cost more to replace
  • Proper sizing critical for system efficiency

Circulation Pump

What you're buying:

  • Variable-speed pump (energy efficient and quiet)
  • Proper horsepower for your pool size
  • Professional installation with electrical connections

Cost: $1,200-$2,500 for quality variable-speed pump

Why invest in quality:

  • Variable-speed pumps save $400-$800 annually in electricity costs
  • Quieter operation
  • Longer lifespan (8-10 years vs. 4-6 for cheap pumps)
  • Better water circulation and filtration

Heater (Optional but Common in Minnesota)

Options:

  • Gas heater: $2,500-$4,500 installed
  • Heat pump: $3,500-$6,000 installed
  • Solar heating: $3,000-$8,000 installed

Why Minnesota pool owners often include heating:

Cost Component #4: Electrical Work ($3,000-$8,000)

Pools require significant electrical infrastructure for pumps, heaters, lights, and automation systems.

Power Requirements

What's needed:

  • Dedicated circuits for pool equipment (typically 240V)
  • Separate circuits for lights and accessories
  • GFCI protection for all pool circuits
  • Proper amperage for all equipment

Why it's expensive:

  • Often requires electrical panel upgrades ($1,500-$3,000)
  • Long wire runs from house to pool equipment
  • Underground conduit installation
  • Specialized pool electrical knowledge required

Professional Electrician Requirements

Code requirements:

  • All pool electrical must be performed by licensed electrician
  • Must meet strict NEC (National Electrical Code) pool requirements
  • Subject to inspection and approval
  • Bonding of all metal components within 5 feet of pool

Cost: $2,000-$5,000 for professional pool electrical work

Why DIY isn't an option:

  • Requires licensed electrician for code compliance
  • Improper electrical creates serious safety hazards
  • Insurance requires professional installation
  • Permits won't be approved without licensed electrician

Pool Lighting

Standard lighting:

  • 2-3 LED pool lights: $800-$1,500 installed
  • Transformer and controls
  • Color-changing options available

Enhanced lighting options:

  • Landscape lighting around pool: $1,000-$3,000
  • Deck lighting: $500-$1,500
  • Underwater accent lights: $400-$800 each

Why invest in quality lighting:

  • Safety—proper illumination prevents accidents
  • Aesthetics—beautiful evening ambiance
  • LED technology lasts 10+ years
  • Energy efficient operation

Cost Component #5: Decking and Hardscape ($15,000-$40,000+)

The area around your pool is just as important as the pool itself—this is where you'll spend most of your pool time.

Concrete Decking

Standard poured concrete:

  • Cost: $8-$15 per square foot
  • 400-800 square feet typical: $3,200-$12,000
  • Brushed, broom, or light texture finish
  • Functional but basic aesthetic

Stamped concrete:

  • Cost: $12-$20 per square foot
  • Replicates stone, brick, or tile patterns
  • More attractive than standard concrete
  • Good value for appearance improvement

Colored/stained concrete:

  • Cost: $10-$18 per square foot
  • Custom color options
  • Can be combined with stamping
  • More interesting visual appeal

Why quality decking costs more:

  • Proper base preparation (compaction critical)
  • Adequate thickness (5-6 inches minimum)
  • Reinforcement (rebar or fiber mesh)
  • Proper pitch for drainage
  • Skilled finishers for attractive results
  • Sealing and protection

Premium Decking Options

Pavers:

  • Cost: $15-$30+ per square foot installed
  • Natural stone appearance
  • Easy to repair individual pavers
  • Beautiful, high-end aesthetic
  • Better for Minnesota freeze-thaw (can shift without cracking)

Natural stone:

  • Cost: $20-$40+ per square foot installed
  • Travertine, bluestone, flagstone options
  • Premium appearance
  • Excellent durability
  • Cool underfoot (important for hot days)

Why premium decking costs more:

  • Expensive materials
  • Requires proper base and sand layer
  • Labor-intensive installation
  • Cutting and fitting each piece
  • Sealing and maintenance requirements

Hardscape Extent

Minimum functional deck:

  • 3-4 foot width around pool perimeter
  • Provides walking space and pool access
  • Cost: $6,000-$12,000

Recommended deck:

  • 4-8 foot width with entertainment areas
  • Space for furniture and gathering
  • Cost: $12,000-$25,000

Luxury outdoor living:

  • Extended patios, outdoor kitchens, fire features
  • Comprehensive landscape integration
  • Multiple seating and entertainment zones
  • Cost: $25,000-$75,000+

Why Adequate Decking Matters

Functional requirements:

  • Proper drainage away from pool
  • Non-slip surface (critical for safety)
  • Adequate width for pool maintenance access
  • Space for lounging and entertaining

Long-term considerations:

Cost Component #6: Water Chemistry and Sanitization ($2,500-$6,000)

Keeping pool water clean, clear, and safe requires sophisticated chemical management systems.

Salt Water Chlorination System (Recommended)

What it is:

  • Salt cell generates chlorine from dissolved salt
  • Automated chlorine production
  • Gentler on skin, eyes, and swimwear
  • Lower ongoing chemical costs

Cost: $1,500-$2,500 installed

Why it's worth the investment:

  • More consistent water chemistry
  • Less daily maintenance
  • No harsh chlorine smell
  • Better swimming experience
  • Long-term cost savings on chemicals

Considerations:

Chemical Feeding and Automation

Basic system:

  • Manual testing and chemical addition
  • Floating chlorine dispensers
  • Cost: Minimal initial, but time-intensive ongoing

Automated system:

  • Automatic chemical monitoring and dosing
  • pH control
  • ORP (oxidation-reduction potential) monitoring
  • Cost: $1,500-$3,500

Why automation matters:

  • Consistent water chemistry
  • Reduces time spent on maintenance
  • Prevents algae growth and water quality issues
  • Protects equipment from chemical imbalances

Cost Component #7: Safety Equipment and Covers ($3,000-$8,000)

Minnesota requires specific safety measures, and proper pool covers provide crucial protection and energy savings.

Automatic Safety Cover

What it is:

  • Motorized cover that spans entire pool
  • Meets ASTM safety standards to support weight
  • Tracks mounted on deck
  • Key switch operation

Cost: $3,500-$7,000 installed

Why it's essential in Minnesota:

  • Critical safety feature (especially with children)
  • Significantly reduces heating costs by preventing heat loss
  • Keeps debris out of pool
  • Reduces water evaporation
  • Required by many cities and insurance companies

Long-term costs:

  • Cover fabric replacement every 7-10 years: $2,500-$5,000
  • Motor/mechanism repairs: $300-$800 over time

Fencing Requirements

What's typically required:

  • 4-6 foot fence completely surrounding pool area
  • Self-closing, self-latching gates
  • Non-climbable design
  • Separate from house structure

Cost: $2,000-$8,000+ depending on materials and size

Common options:

  • Chain link: $2,000-$3,500 (functional but not attractive)
  • Vinyl: $3,500-$6,000 (good balance of cost and appearance)
  • Wrought iron/aluminum: $4,500-$8,000 (attractive but expensive)
  • Glass panels: $8,000-$15,000+ (modern, unobstructed view)

Why it's required:

  • City ordinances mandate pool fencing
  • Insurance companies require it
  • Critical safety feature preventing child drowning
  • "Attractive nuisance" liability protection

Cost Component #8: Permits, Inspections, and Professional Fees ($2,000-$5,000)

Legal compliance and professional oversight ensure your pool is built safely and correctly.

Building Permits

What's required:

  • Pool construction permit
  • Electrical permit
  • Plumbing permit (sometimes)
  • Fence permit

Cost: $500-$1,500 depending on municipality

Why it matters:

  • Legally required in all Minnesota cities
  • Ensures code compliance
  • Required for insurance coverage
  • Protects your investment

Inspections

Required inspections:

  • Pre-pour inspection (plumbing and electrical before concrete)
  • Structural inspection
  • Electrical inspection
  • Final inspection

Cost: Included in permit fees typically

Why inspections protect you:

  • Verify code compliance
  • Identify problems before they're buried/hidden
  • Create official record of proper construction
  • Required for occupancy and insurance

Engineering and Design

Professional services:

Cost: $1,000-$3,000 (often included in quality contractors' pricing)

Value provided:

  • Ensures structural integrity
  • Optimizes pool placement and design
  • Visualize final result before construction
  • Prevents costly design mistakes

Cost Component #9: Professional Labor and Project Management ($15,000-$30,000)

Perhaps the most undervalued component: the expertise, skill, and coordination required to successfully build your pool.

Specialized Tradespeople Required

Pool construction involves:

  • Excavation operators
  • Concrete specialists
  • Plumbers
  • Electricians
  • Equipment technicians
  • Deck/hardscape installers
  • Landscapers

Each requires:

  • Years of training and experience
  • Specialized tools and equipment
  • Insurance and licensing
  • Coordination with other trades

Why labor is expensive:

  • Skilled tradespeople earn $40-$100+ per hour
  • 300-600+ total labor hours for typical pool
  • Specialized pool construction skills command premium wages
  • Quality contractors maintain full-time, experienced crews

Project Management

What's involved:

  • Coordinating multiple trades and subcontractors
  • Scheduling equipment and materials
  • Managing permits and inspections
  • Problem-solving unexpected challenges
  • Communication with homeowner
  • Quality control and oversight

Why it's valuable:

  • Prevents costly delays and mistakes
  • Ensures proper sequencing of work
  • Manages inevitable challenges and changes
  • Maintains quality standards throughout project
  • Plan Pools' experienced project management keeps projects on time and on budget

Hidden costs of poor project management:

  • Delayed completion (you lose swimming season)
  • Mistakes requiring expensive repairs
  • Failed inspections requiring rework
  • Conflict between trades causing quality issues

Cost Component #10: Overhead, Insurance, and Warranties ($8,000-$15,000)

Quality contractors carry significant overhead costs that protect you and ensure long-term success.

Business Overhead

Operating costs contractors must cover:

  • Office space and administrative staff
  • Vehicles and equipment
  • Tools and maintenance
  • Marketing and lead generation
  • Technology and software
  • Training and education

Typical overhead: 20-30% of project cost

Why you want contractors with proper overhead:

  • Indicates established, stable business
  • Ensures adequate resources and support
  • Provides continuity and accountability
  • Professional operations and communication

Insurance Requirements

Quality contractors carry:

  • General liability insurance ($1-2 million)
  • Workers' compensation insurance
  • Equipment and vehicle insurance
  • Professional liability insurance

Annual cost: $15,000-$40,000+ depending on company size

Why it protects you:

  • Coverage if workers injured on your property
  • Protection if pool damages neighboring property
  • Financial security if problems arise
  • Required by most homeowners' insurance companies

Warranties and Guarantees

What quality contractors provide:

  • Structural warranty (lifetime for ICF construction)
  • Equipment warranties (1-3 years typical)
  • Workmanship warranty (1-2 years)
  • Liner warranty (manufacturer warranty plus installation guarantee)

Value of warranties:

  • Peace of mind
  • Recourse if problems develop
  • Demonstrates contractor confidence in work
  • Reduces long-term financial risk

Cost: Built into pricing, but represents 3-5% of project cost

Why "Cheap" Pools Cost More in the Long Run

Now that you understand what goes into a quality pool, let's examine why cutting corners initially inevitably costs more:

The $60,000 Pool That Costs $100,000

Scenario: Homeowner chooses cheap contractor to save $30,000-$40,000 upfront

What gets cut:

  • Steel wall construction instead of ICF
  • Minimal decking (just 3 feet)
  • Cheap pump and filter
  • No automation
  • Minimal safety features
  • No professional project management

5-Year costs:

  • Higher heating costs: +$2,000-$3,000 ($400-$600 annually x 5 years)
  • More chemical expenses: +$1,000 (manual system inefficiency)
  • Equipment failures and repairs: +$3,000-$5,000
  • Deck cracking/settling repairs: +$5,000-$10,000 (poor soil compaction)
  • Increased maintenance time: +$2,500 (50+ hours annually at $50/hour value)
  • Liner replacement early due to poor installation: +$5,000

Total 5-year additional costs: $18,500-$26,500

10-Year costs add:

  • Major structural repairs: +$10,000-$25,000
  • Complete deck replacement: +$15,000-$30,000
  • Equipment replacements: +$5,000-$8,000

Total 10-year additional costs: $48,500-$89,500+

The "cheap" $60,000 pool ultimately costs $108,500-$149,500 over 10 years—more than a quality ICF pool would have cost initially, plus years of frustration and problems.

Why Quality Construction Pays for Itself

Plan Pools ICF construction delivers:

Energy savings:

  • 60% lower heating costs: $400-$600 annually saved
  • 10-year savings: $4,000-$6,000

Reduced maintenance:

  • Better equipment requires less attention
  • Automated systems reduce time investment
  • Fewer repairs and service calls
  • 10-year value: $5,000-$8,000

Longer lifespan:

  • ICF structure lasts 50+ years vs. 20-30 for steel wall
  • Superior deck longevity (proper compaction)
  • Higher-quality equipment lasts longer
  • Fewer major repairs needed

Higher property value:

  • Quality pools add 5-10% to home value
  • Cheap pools may add little or hurt value (if visible problems)
  • Difference: $20,000-$40,000 on $400,000 home

How to Maximize Value When Building a Pool

Understanding costs helps you make smart decisions that deliver maximum value:

Invest in the Foundation

Don't compromise on:

  • Site preparation and proper excavation
  • Pool structure quality (ICF over steel wall)
  • Proper plumbing and electrical
  • Adequate decking with good base preparation

These components can't be easily upgraded later and determine your pool's long-term performance.

Smart Areas for Budget Flexibility

Where you can adjust without compromising quality:

  • Deck size (start smaller, expand later)
  • Premium decking materials (start with concrete, upgrade to pavers later)
  • Landscaping extent (phase implementation over time)
  • Water features and enhancements (add later if desired)
  • Outdoor kitchens or structures (future additions)

These elements can be added or upgraded without affecting core pool functionality.

Never Compromise on Safety

Essential safety investments:

  • Quality automated safety cover
  • Proper fencing meeting all requirements
  • Adequate lighting
  • GFCI protection and proper electrical

Safety features protect lives and liability—they're never optional.

Choose Quality Over Features

Better approach:

  • Smaller pool with superior construction
  • Standard features with quality equipment
  • Proper build that lasts decades

Worse approach:

  • Larger pool with cheap construction
  • Many features with cheap components
  • Saves money initially but creates problems

Rule of thumb: Build the best quality pool you can afford, even if it means simpler design or fewer accessories. You can always add features later, but you can't easily fix cheap construction.

Working with Plan Pools: What's Included in Our Pricing

When you invest in a Plan Pools installation, here's what your $90,000-$125,000 investment includes:

Premium Construction

ICF (Insulated Concrete Form) pool structure with lifetime structural warranty✓ Custom vinyl liner manufactured for your exact pool dimensions✓ Complete plumbing system with quality components throughout✓ Professional electrical work by licensed electricians✓ Comprehensive site preparation with proper excavation and base

Superior Equipment

Best-in-class salt water chlorination system for gentle, effective sanitization✓ Variable-speed pump for energy efficiency and quiet operation✓ Quality filtration system properly sized for your pool✓ Automated safety cover meeting ASTM safety standards✓ Premium LED lighting for safety and ambiance✓ Professional automation system for easy control and monitoring

Quality Decking

Professional concrete decking around pool perimeter✓ Proper base preparation ensuring long-lasting hardscape✓ Non-slip finish for safety✓ Adequate drainage protecting pool and surrounding area

Professional Services

Comprehensive 3D design showing exactly what your finished pool will look like✓ All permits and inspections handled by our experienced team✓ Professional project management keeping your project on time and on budget✓ Expert installation by our full-time, experienced crews (never subcontractors)✓ Comprehensive warranty coverage protecting your investment

What Makes Plan Pools Different

We include the premium features that other contractors charge extra for:

  • ICF construction (60% energy savings over steel wall)
  • Best salt water system (no cheap alternatives)
  • Quality automation (no manual systems)
  • Professional safety cover (no cheap covers)
  • Lifetime structural warranty (not 1-3 years)

We eliminate surprise costs:

  • Fixed pricing before construction begins
  • No change orders or "gotcha" upgrades
  • Transparent itemization of all costs
  • Clear communication throughout project

We build for the long term:

  • We install the same systems we have in our own backyards
  • We use construction methods proven in Minnesota's climate
  • We stand behind our work with comprehensive warranties
  • Our hundreds of satisfied customers throughout the Twin Cities demonstrate our commitment to excellence

Conclusion: Understanding Value Beyond Price

Yes, quality inground swimming pools are expensive—typically $90,000-$150,000 for installations that will truly deliver decades of reliable enjoyment. But when you understand what you're actually purchasing, the investment makes sense:

You're buying:

  • Permanent property improvement increasing home value 5-10%
  • Premium construction withstanding Minnesota's challenging climate
  • Energy-efficient equipment saving hundreds annually in operating costs
  • Professional expertise preventing expensive problems
  • Decades of family memories and daily enjoyment
  • Superior durability requiring fewer repairs over lifetime

You're NOT buying:

  • A mass-produced consumer product
  • Something that can be easily replaced or upgraded
  • A short-term amenity that will need rebuilding in 10-15 years

The difference between a $60,000 cheap pool and a $110,000 quality pool isn't just $50,000—it's the difference between frustration and enjoyment, between constant repairs and reliable operation, between a liability and an asset.

Ready to Invest in Quality?

At Plan Pools, we believe in transparent pricing and honest explanations of where your investment goes. We build pools the right way—using superior ICF construction, installing the best equipment, providing comprehensive warranties, and delivering the professional expertise that ensures your pool provides decades of trouble-free enjoyment.

Schedule your consultation today and discover why hundreds of Minnesota families have trusted Plan Pools to build their backyard oasis. We'll show you exactly what's included in our pricing, explain how our approach saves money over the pool's lifetime, and design the perfect pool for your property and budget.

Your backyard paradise is waiting. Let's build it right, together.

Related Resources:

Plan Pools | Pool and Concrete Blog | Twin Cities

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What Makes an Inground Swimming Pool So Expensive?

Learn what can add to the cost of a backyard pool at your Twin Cities pool.

Who Are the Best Insurance Providers for Homes with Backyard Swimming Pools in Minnesota?

Protect your home and pool with the right insurance policy from a trusted provider.

What Type of Insurance Do You Need When Building an Inground Backyard Swimming Pool in Minnesota?

Protect yourself by purchasing the correct insurance policy to cover your pool.

What Are the Pros and Cons of Building a Backyard Swimming Pool in Minnesota?

Thinking of building a pool at your Twin Cities home? Find out if you should make the investment.

Minnesota Enjoyment: Buying a Boat vs. Building an Inground Swimming Pool

Should you buy a boat or build a pool? Consider the pros and cons!

Pool Financing: Interest Rates and Payment Options for Complete Landscape Projects

How can you pay for your custom pool? Check out these financing options.

Pool Permit Costs in Prior Lake MN: Complete Guide

Before building a home in Prior Lake, make sure to secure these essential permits.

Minimum Lot Size for Swimming Pool in Eden Prairie MN

How big does your yard need to build a pool in Eden Prairie? Consider these requirements.

From COVID Revelation to Family Paradise: How One Apple Valley Family Created Their Dream Backyard

See why this Apple Valley family chose Plan Pools to build their pool, and what they thought of the result.

From Years of Hesitation to Their Best Family Decision: A Plan Pools Success Story

A Plan Pools customer walks through why they opted to build a pool, and what their experience with our experts was like.

Describe the Permitting Process for Getting a Swimming Pool in the City of Prior Lake, MN

What goes into getting a pool permit in Prior Lake? Check out these tips.

What Are the Various Types of Foundational Materials for Inground Swimming Pools?

Check out the most common types of materials used for pool foundations in the Twin Cities.

Searching for the Perfect Pool Liner for Your Minnesota Swimming Pool?

Check out the top types of pool liners for Twin Cities pools.

Need to Understand Pool Fencing Requirements in Minnesota?

Do you need a fence around your pool? How tall does it need to be?

Searching for the Most Cost-Effective Pool Solution in Minnesota?

Think a pool is too expensive? Our team breaks down the most affordable options.

Looking for the Best Pool Chlorination System in Minnesota?

What chlorine is best for your Minnesota pool? Use these tips from our experts!

What Are the Different Types of Swimming Pools You Can Build in Minnesota?

When installing a pool, consider these common options in the Twin Cities.

How Much Should a Good Inground Swimming Pool Cost in Minnesota? (2025 Complete Guide)

How much does it cost to install a new pool? Check out these estimates.

8 Best Swimming Pool Installation Contractors Near Rosemount MN

Looking for the best swimming pool contractors near Rosemount MN? Discover the top 8 pool installation companies serving Rosemount with our comprehensive guide that highlights superior ICF concrete construction versus traditional steel wall pools.

6 Best Pool Contractors in Shakopee MN | Energy-Saving ICF vs Steel Wall Construction

Compare Shakopee's top pool contractors & builders. Discover how Plan Pools' energy-efficient ICF construction saves 60% on heating costs compared to traditional steel wall pools in Minnesota.RetryClaude can make mistakes. Please double-check responses.

12 Best Swimming Pool Contractors Near Prior Lake MN | ICF vs Steel Wall Pools

Compare the top 12 swimming pool contractors serving Prior Lake MN. Discover why energy-efficient ICF concrete pools outperform traditional steel wall construction for Minnesota homes.

Best Pool Contractors in Lakeville, MN: Top 7 Swimming Pool Builders (2025)

Looking for expert pool contractors in Lakeville, MN? Discover the top 7 swimming pool builders in the area, featuring Plan Pools' superior ICF concrete construction that saves 60% on heating costs.

When is the Best Time to Build a New Pool in the Twin Cities?

When planning to add a pool to your Twin Cities yard, consider this timeline as recommended by our team at Plan Pools.

Steps to Building a Pool in the Twin Cities

Building a pool in the Twin Cities? Here's what you can expect during the process.

New Build Home? Why Now's the Perfect Time to Add a Pool

If you have a newly built home, now is a great time to add a pool! Check out how we can work together to make that happen!

What You Need to Know About Building a Pool in Minnesota

Building a pool in your Twin Cities yard? Consider these key factos.

How to Make Your Pool Work With Your Landscape

Where is the best place in your yard to build a pool? Check out these tips from our experts.

Corcoran's 20 Best Swimming Pool Builders: Save 60% On Heating With ICF vs Steel Wall (2025)

20 Best Pool Contractors in Corcoran Minnesota: Discover Corcoran's premier pool contractors in our exclusive 2025 directory. Compare 20 local builders, explore revolutionary construction options that extend your Minnesota swimming season by months, and find the perfect match for your backyard dream. Expert insights, pricing guide, and local recommendations included.

Top 20 Pool Contractors Near Medina MN: Complete Comparison & Energy-Saving Options (2025)

Building a Pool in Medina MN? Looking for the best pool contractor near Medina Minnesota? Discover our curated list of 20 top-rated swimming pool builders serving Medina, featuring energy-efficient ICF options that save 60% on heating costs. Find the perfect pool contractor for your backyard oasis today!

20 Best Orono MN Pool Contractors Compared: Save 60% On Pool Heating Costs (2025)

Searching for trusted pool contractors in Orono, MN? Our comprehensive guide reviews the top 20 swimming pool builders serving Orono, highlighting energy-efficient options, pricing information, and key differentiators to help you make the best choice for your backyard oasis.

What Is an ICF Pool?

Learn what an ICF Pool is and how it compares to a steel wall pool.

Best Pool Contractors in Lakeville, Minnesota

When building a pool near Lakeville, MN, trust this list of the best pool contractors in the South Metro.

Top Pool Contractors Near Eagan, MN

Are you looking for a pool builder near Eagan, Minnesota? Check out some of the top pool companies.

7 Best Pool Contractors Near Minnetonka, MN

Looking to build a pool at your home in Minnetonka? Check out the top pool companies.

Corcoran MN Pool Builders: 10 Best Pool Contractors in Corcoran Minnesota

Corcoran Pool Contractors: Heres' The Best Pool Installation Companies & Swimming Pool Builders in Corcoran Minnesota

Prior Lake's Pool Builders: 10 of the Best Pool Contractors & Pool Builders in Prior Lake MN

Looking for the best pool builder in Prior Lake? We've pulled together a comprehensive list of 10 pool installation companies near Prior Lake Minnesota.

Do's and Dont's for Your Swimming Pool in the Off Season

A vast majority of pool owners prefer to have a professional help care for their pool during the downtime in order to ensure a seamless opening once it warms up outside. However, it is possible for some of these steps to be done by the pool owners themselves. Plan Pools & Concrete is here to help you with some common Do’s and Don’ts for pool owners.

Five Questions to Ask Any Pool Contractor

Helpful questions to consider before you hire a contractor to build your pool.

Ten Fun Pools Games to Play this Summer

Here are ten fun pool games that you need to play this summer!

Pros & Cons of an Early Pool Opening

Plan Pools dives in to help provide some thoughtful insights around the right time to open your pool for the season.