What Happens If Your Pool Gets Damaged in Winter? Ice Damage Prevention & Solutions

Did freezing temperatures damage your pool? Consider these prevention tips.

Minnesota pool owners face a reality that homeowners in warmer climates never consider: the threat of catastrophic winter ice damage. When temperatures regularly plunge to -20°F or colder and stay below freezing for months at a time, even properly winterized pools face extreme stresses that can cause structural failure, equipment damage, and expensive repairs.

At Plan Pools, we've seen the aftermath of winter pool damage—and we've engineered our ICF (Insulated Concrete Form) construction specifically to withstand Minnesota's brutal winters. More importantly, we've learned what causes winter damage, how to prevent it, and what to do if the worst happens.

Understanding Winter Ice Damage

How Ice Damages Pools

Water expands approximately 9% when it freezes. In Minnesota's sustained sub-zero temperatures, this expansion creates enormous forces—up to thousands of pounds per square inch of pressure against pool walls, equipment, and plumbing.

The Physics of Ice Damage:

When water freezes, the ice formation starts at the surface and progresses downward. As surface ice thickens and temperatures continue dropping, the ice can actually lift and shift, exerting lateral pressure against pool walls.

In an enclosed container (like pool plumbing or equipment), freezing water has nowhere to expand except outward. This is why frozen pipes burst—the expanding ice exceeds the material strength of the pipe.

For pool structures, ice damage occurs when:

  • Ice sheet expansion pushes against walls
  • Freeze-thaw cycles create cumulative stress
  • Improper winterization leaves water in vulnerable areas
  • Structural weaknesses allow ice pressure to exploit them

Different Types of Winter Pool Damage

Structural Wall Damage:

The most catastrophic damage occurs when pool walls crack, buckle, or collapse under ice pressure. This is more common with steel wall pools (which we'll discuss shortly) but can happen to any pool if certain conditions align.

Signs of structural damage:

  • Visible cracks in walls or floor
  • Bulging or bowed walls
  • Shifted coping or deck
  • Gaps between wall sections

Plumbing Failures:

Underground plumbing lines are vulnerable if water wasn't properly blown out during winterization. Frozen water in pipes can cause:

  • Burst pipes requiring excavation and replacement
  • Cracked fittings at joints and connections
  • Damaged valves, union connections, or equipment ports
  • Return and skimmer line failures

Equipment Damage:

Pool equipment left with water inside can suffer catastrophic failures:

  • Cracked pump housings
  • Split filter tanks
  • Damaged heater heat exchangers
  • Destroyed salt chlorine generator cells
  • Shattered pressure gauges

Liner Damage:

Vinyl pool liners face unique winter risks:

  • Ice sheet adhering to and pulling on the liner
  • Shifting water table pushing the liner out of position
  • Rodent damage during winter months
  • Brittle liner cracking if water level is incorrect

Deck and Coping Damage:

The hardscaping around your pool experiences freeze-thaw cycles:

  • Cracked or heaved concrete decks
  • Shifted coping stones
  • Separated deck-to-pool connections
  • Frost heave lifting entire deck sections

Minnesota-Specific Risk Factors

Minnesota's winters create particularly severe conditions:

Extended Deep Freeze: We don't just have cold snaps—we have sustained cold. Weeks of continuous below-zero temperatures allow ice to penetrate deeply and create massive ice sheets.

Extreme Temperature Swings: Occasional January thaws followed by flash freezes create additional stress through rapid expansion and contraction.

Deep Frost Penetration: Minnesota frost lines reach 3-6 feet deep. This means freezing temperatures affect underground plumbing and the soil around pool structures.

Heavy Snow Loads: Accumulated snow on pool covers adds hundreds or thousands of pounds of weight, creating additional structural stress.

Spring Thaw Complications: Rapid spring thaw can cause water table surges that can lift empty pools or push against walls.

Construction Methods and Winter Vulnerability

Why Steel Wall Pools Fail in Minnesota Winters

Traditional steel wall pools face severe disadvantages in Minnesota:

Inadequate Structural Strength:

Steel wall pools rely on water pressure from inside the pool to maintain their shape. When winterized and partially drained, the inward water pressure is reduced or eliminated. The backfill soil behind the walls now pushes inward without water pushing outward to counterbalance it.

Add Minnesota's freeze-thaw cycles to this equation: soil freezes, expands, and pushes against the walls with enormous force. Steel walls, lacking the water pressure to resist this force, can buckle, bow inward, or collapse entirely.

Poor Soil Compaction:

Steel wall pools require support braces during backfilling, which prevent thorough soil compaction. Poorly compacted soil allows water to accumulate around pool walls. When this water freezes, it expands, pushing even harder against the walls.

Corrosion Vulnerabilities:

Minnesota's freeze-thaw cycles allow water to penetrate any tiny rust spots or corrosion points on steel walls. When this water freezes, it can cause the steel to split or rupture.

Salt from pool water (if using salt chlorination, which you should be) and from winter pool treatments can accelerate corrosion, creating weak points where ice pressure can cause failure.

Movement and Shifting:

Steel wall pools are more flexible than concrete structures, which sounds like an advantage but isn't. In Minnesota winters, this flexibility allows the walls to shift and move with freeze-thaw cycles. Over multiple winters, this repeated movement stresses connections, cracks liners, and creates structural weaknesses.

We've seen steel wall pools in the Twin Cities area suffer catastrophic winter failures requiring complete pool replacement—typically after 7-15 Minnesota winters.

ICF Construction: Engineered for Minnesota Winters

Plan Pools' ICF (Insulated Concrete Form) construction eliminates virtually all winter damage risks through superior engineering:

Monolithic Concrete Strength:

ICF pools use rebar-reinforced concrete 6-8 inches thick—thicker than most house foundations. This creates a unified structure that resists ice pressure without requiring internal water pressure for stability.

Unlike steel walls that depend on water to maintain shape, ICF concrete walls maintain their integrity whether the pool is full, half-full, or empty. Ice can push all it wants—the walls aren't moving.

Complete Soil Compaction:

Without support braces interfering, we can thoroughly compact backfill soil around ICF pools. Properly compacted soil:

  • Contains less water (reducing ice formation)
  • Resists freeze-thaw heaving
  • Provides uniform support around the entire pool structure
  • Maintains stable position year after year

No Corrosion Vulnerability:

Concrete doesn't corrode like steel. While concrete can deteriorate over decades if improperly protected, properly installed ICF pools with quality waterproofing show no degradation even after 40+ years of Minnesota winters.

Insulation Benefits:

The rigid foam insulation in ICF construction provides an additional winter advantage: thermal mass. The insulation reduces temperature fluctuations in the concrete, minimizing expansion and contraction cycles that can cause micro-cracking.

This insulation also reduces frost penetration immediately around the pool structure, creating a more stable thermal environment.

Lifetime Structural Warranty:

Plan Pools offers lifetime structural warranties on our ICF pool walls. We can do this confidently because we know these pools are engineered specifically for Minnesota's extreme conditions. We've built hundreds of ICF pools throughout the Twin Cities, and winter structural damage simply doesn't occur when proper winterization protocols are followed.

Proper Winterization: Your First Line of Defense

The single most important factor in preventing winter pool damage isn't construction method (though that's critical)—it's proper winterization. Even the best-built pool can suffer damage if incorrectly winterized.

The Minnesota Pool Winterization Process

Step 1: Timing (Mid-to-Late September)

Winterize after your last swim but before sustained freezing temperatures arrive. In Minnesota, this typically means late September or early October. Don't wait until the last minute—an unexpected early freeze can cause damage before you're ready.

Step 2: Water Level Management

This is critical and often misunderstood:

For Vinyl Liner Pools: Lower water 18-24 inches below normal operating level (below return lines and skimmer). This prevents ice from forming in plumbing and puts ice formation below equipment level. However, never drain vinyl liner pools completely—the liner needs water weight to maintain position, and groundwater pressure can push the liner out of place if the pool is empty.

For Plaster/Concrete Pools: Similar water level requirements, though these pools can handle complete draining if necessary (rarely recommended except for major repairs).

Important: The water level must be below all plumbing returns, skimmers, and lights to prevent ice from forming in these areas and causing damage.

Step 3: Plumbing Blowout

Every drop of water must be removed from underground plumbing:

  1. Use compressed air (shop vac set to blow, or dedicated air compressor) to force water out of all lines
  2. Blow out skimmer lines, return lines, main drain lines, and any water feature lines
  3. Continue until only air comes out—no water spray or droplets
  4. Plug all lines with winter plugs to prevent water from re-entering

Critical for Minnesota: Don't skimp on this step. One cup of water left in a pipe can cause hundreds of dollars in damage when it freezes.

Step 4: Equipment Protection

All pool equipment must be drained and winterized:

Pump:

  • Remove drain plugs and let all water drain out
  • Store plugs in pump basket so they don't get lost
  • Some homeowners store pumps indoors; others leave them in place if completely drained

Filter:

  • Sand filters: Backwash, then set to winterize mode or remove drain plug
  • Cartridge filters: Remove cartridges, clean, and store indoors
  • DE filters: Clean and remove drain plugs

Heater:

  • Follow manufacturer's winterization procedure
  • Drain all water from heat exchanger
  • Modern heaters designed for cold climates include freeze protection, but draining is still essential

Salt Chlorine Generator:

  • Remove cell and store indoors (prevents damage and extends cell life)
  • Drain any water from the control box area

Chemical Feeders:

  • Remove all chemicals
  • Drain completely

Step 5: Chemical Treatment

Add winterizing chemicals to prevent algae growth and protect water quality:

  • Winterizing algaecide
  • Pool shock (chlorine or non-chlorine)
  • Stain and scale preventative (important in Minnesota's hard water)

Adjust water chemistry before closing:

  • pH: 7.4-7.6
  • Alkalinity: 80-120 ppm
  • Calcium hardness: 175-250 ppm (lower end for winter)

Step 6: Cover Installation

Install a quality safety cover that:

  • Spans the entire pool
  • Is properly tensioned (not sagging)
  • Has adequate drainage to prevent water accumulation
  • Is rated for Minnesota snow loads (30-40 lbs per square foot)

Plan Pools includes premium automated safety covers as standard because they provide the best winter protection, keeping debris out while supporting snow and ice loads.

Common Winterization Mistakes

Mistake 1: Waiting Too Long

An unexpected freeze before winterization can cause immediate damage. Start preparing in mid-September, complete winterization by early October.

Mistake 2: Inadequate Plumbing Blowout

"Pretty sure I got all the water out" isn't good enough. Be thorough. Run the air compressor until you're absolutely certain no water remains.

Mistake 3: Wrong Water Level

Too high: Ice forms in skimmers and returns, causing damage

Too low (for vinyl liner pools): Liner can shift, or groundwater can push liner out of position

Goldilocks level: 18-24 inches below normal operating level

Mistake 4: Skipping Equipment Drainage

"It's been fine for years" works until it doesn't. One forgotten drain plug can mean a cracked pump housing in January.

Mistake 5: Poor Cover Installation

A sagging cover that collects water becomes an ice-filled weight that can damage the cover, strain anchors, and even damage pool walls in severe cases.

What to Do If Winter Damage Occurs

Despite best efforts, damage can still happen. Here's how to respond:

Identifying Winter Damage

During Winter:

You typically won't see damage until spring opening unless it's catastrophic and visible from above (collapsed walls, dramatically shifted deck).

During Spring Opening:

This is when most winter damage reveals itself:

Visual Inspection:

  • Walk completely around the pool looking for cracks, bulges, or shifted areas
  • Inspect coping for gaps or movement
  • Check deck for new cracks or heaving
  • Look for liner wrinkles, tears, or areas where it has pulled away from the wall

Equipment Inspection:

  • Check all equipment for cracks before adding water or power
  • Inspect pump housing, filter tank, heater, and all fittings
  • Look for signs of water intrusion in electrical components

Plumbing System Check:

  • Pressurize the system and check for leaks
  • Inspect visible plumbing for cracks or damage
  • Watch for water loss indicating underground leaks

Emergency Response for Structural Damage

If you discover significant structural damage:

1. Don't Fill the Pool

Adding water to a damaged pool can cause further damage and make repairs more difficult. Leave it at winterization level.

2. Document Everything

Take photos and videos from multiple angles. Document:

  • Cracks, bulges, or shifted areas
  • Damaged equipment
  • Deck and coping issues
  • Any visible cause (if identifiable)

3. Contact Your Pool Builder

If you built with Plan Pools, contact us immediately. Our lifetime structural warranty covers winter damage to ICF construction when proper winterization was followed. We'll assess the damage and begin repairs.

If you didn't build with Plan Pools but are facing damage to a steel wall or other pool construction, we can evaluate whether repair is cost-effective versus replacement with proper ICF construction.

4. Contact Insurance

Significant structural damage may be covered under homeowners insurance, depending on your policy and the cause of damage. File a claim promptly and provide all documentation.

Repair vs. Replace Decision

The question every pool owner facing winter damage must answer: repair the damage, or replace the entire pool?

Repair Makes Sense When:

  • Damage is limited and superficial
  • Pool structure is fundamentally sound (ICF concrete in good condition)
  • Repairs can fully restore structural integrity
  • Pool is relatively new (less than 10 years old)
  • Proper winterization was followed (meaning damage was unusual/unexpected)

Replacement Makes Sense When:

  • Structural damage is extensive
  • Pool has steel wall construction showing age-related deterioration
  • Multiple problem areas suggest systemic issues
  • Repair costs approach 50%+ of replacement cost
  • Pool is older and would require replacement in near future anyway

For steel wall pools suffering winter damage, replacement with ICF construction is often the smart choice. Why invest thousands repairing a pool that's inherently vulnerable to the same damage happening again?

Typical Repair Timelines and Costs

Minor Plumbing Damage:

  • Timeline: 1-3 days
  • Cost: $500-$2,000
  • Description: Burst pipe section, damaged fittings, or equipment port leaks

Equipment Replacement:

  • Timeline: 1-5 days (depending on part availability)
  • Cost: $500-$3,000+ depending on equipment
  • Description: Cracked pump, filter, or heater requiring replacement

Liner Replacement:

  • Timeline: 2-3 weeks (including ordering custom liner)
  • Cost: $4,000-$7,000
  • Description: Liner pulled out of position, torn, or damaged beyond repair

Structural Repairs (ICF Pools):

  • Timeline: 1-4 weeks depending on extent
  • Cost: $2,000-$10,000+
  • Description: Concrete crack repair, coping replacement, deck repair

Steel Wall Pool Collapse:

  • Timeline: Often requires complete replacement
  • Cost: $50,000-$100,000+ for complete replacement
  • Description: Catastrophic failure requiring new pool construction

Prevention is Everything

The costs—both financial and emotional—of winter pool damage make prevention absolutely critical. Here's Plan Pools' comprehensive prevention strategy:

Build It Right From the Start

The single most important prevention measure is choosing construction methods designed for Minnesota from day one:

ICF Construction: Engineered specifically to withstand freeze-thaw cycles, ice pressure, and ground movement

Superior Compaction: Thoroughly compacted backfill reduces water accumulation and freeze-thaw heaving

Quality Equipment: Premium pumps, filters, heaters, and salt systems from reputable manufacturers, designed for cold climate operation

Professional Installation: Every aspect of construction—plumbing, electrical, structural—completed to Minnesota code and best practices

Building your pool correctly the first time costs less than repairing or replacing a poorly-built pool that suffers repeated winter damage.

Hire Professional Winterization Services

While experienced DIY pool owners can winterize their own pools, professional winterization services provide:

Expertise: They've winterized thousands of Minnesota pools and know exactly what's required

Proper Equipment: Commercial air compressors that completely evacuate plumbing lines

Insurance: If damage occurs despite proper winterization, professional services carry insurance

Documentation: Written records of winterization steps completed, useful for insurance claims

Peace of Mind: You know the job was done correctly

Plan Pools offers professional winterization services throughout the Twin Cities metro area. Many of our customers opt for annual winterization contracts, ensuring their pool is properly protected year after year.

Monitor Throughout Winter

While you can't do much once the pool is frozen, occasional winter checks can identify problems before they worsen:

After Major Snow Events:

  • Check that cover hasn't collapsed under snow weight
  • Remove excessive snow accumulation if possible (carefully)
  • Verify cover attachments haven't pulled loose

During January Thaws:

  • Check that water on cover is draining properly
  • Verify cover hasn't torn or shifted
  • Look for any visible signs of structural issues

Late Winter:

  • As temperatures begin moderating, watch for early thaw issues
  • Check equipment shed/area for any signs of rodent activity
  • Verify cover remains intact heading into spring

Plan for Spring Opening

Don't rush spring opening when temperatures first hit 50°F. Wait until consistent temperatures make refreezing unlikely:

Timing: Late April or early May in most of Minnesota

Process: Remove cover carefully, inspect thoroughly before adding water, start equipment gradually, test all systems before full operation

If any winter damage occurred, you'll discover it during spring opening when you can address it before the swimming season.

Real-World Minnesota Winter Damage Stories

Catastrophic Steel Wall Failure: Prior Lake

A homeowner with a 12-year-old steel wall pool followed normal winterization procedures. An exceptionally cold January (-30°F for two weeks) caused the backfill soil to freeze deeply and expand. The steel walls, lacking adequate internal water pressure and surrounded by poorly compacted soil, buckled inward dramatically.

Damage: Complete structural failure, walls collapsed inward, liner destroyed

Repair Cost: Not repairable

Solution: Complete pool replacement with ICF construction

Total Cost: $95,000

Prevention: Could have been avoided with ICF construction from the start

Equipment Failure: Lakeville

A homeowner attempting DIY winterization didn't completely drain their heater. A small amount of water remained in the heat exchanger. When temperatures dropped, the frozen water cracked the heat exchanger beyond repair.

Damage: Heater heat exchanger completely destroyed

Repair Cost: $3,500 (heater replacement)

Solution: Professional winterization or more thorough DIY procedure

Prevention: Proper equipment draining and following manufacturer winterization procedures

Spring Ground Water Surge: Eden Prairie

Heavy snow melt and spring rains caused elevated groundwater. A vinyl liner pool that had been drained too low during winter had its liner pushed completely out of position by groundwater pressure.

Damage: Liner pulled from walls, wrinkled beyond repair

Repair Cost: $5,500 (new liner installation)

Solution: Maintaining proper winter water level

Prevention: Never drain vinyl liner pools too low, even in winter

Plumbing Line Failure: Maple Grove

Underground return line wasn't completely blown out during winterization. Water remained in a low spot in the plumbing. When frozen, the pipe burst underground, creating a hidden leak.

Damage: Discovered during spring startup when water level dropped rapidly

Repair Cost: $2,800 (excavation, pipe replacement, restoration)

Solution: More thorough plumbing blowout

Prevention: Professional winterization with proper equipment

ICF Pool Success Story: Shakopee

A Plan Pools ICF pool properly winterized has survived 15 consecutive Minnesota winters without any winter-related damage. The homeowners have experienced:

  • Zero structural issues
  • No equipment failures
  • No plumbing problems
  • Minimal maintenance costs

Total winter damage costs over 15 years: $0

Why: Proper construction + proper winterization = reliable winter survival

This is the standard for Plan Pools ICF construction throughout the Twin Cities area.

Frequently Asked Questions About Winter Pool Damage

Can I leave my pool completely full during winter?

No. Water must be lowered below skimmers and returns to prevent ice from forming in plumbing and equipment. Completely full pools can suffer skimmer damage and plumbing failures.

What if we have a mild winter? Do I still need to winterize?

Always winterize fully. Minnesota can have sudden cold snaps even during mild winters, and one night at -20°F can cause thousands in damage to an improperly winterized pool.

Is winter damage covered by homeowners insurance?

Sometimes. Coverage depends on your specific policy and the cause of damage. Damage from "freezing" is often excluded, but damage from "ice" or "weight of snow" might be covered. Review your policy and discuss with your agent.

How do I find a leak caused by winter damage?

Spring startup leak detection should include:

  • Pressure testing plumbing lines
  • Dye testing around suspicious areas
  • Monitoring water level over 24 hours
  • Professional leak detection services if needed

Plan Pools can assist with leak detection and repair for our customers.

Can winter damage be prevented completely?

With ICF construction and proper winterization, the risk is essentially eliminated. We've never seen winter structural damage to a properly winterized Plan Pools ICF pool in hundreds of installations over 15+ years.

Conclusion: Winter-Proof Your Minnesota Pool

Minnesota's winters are unforgiving, and pools that aren't designed and maintained for our climate will eventually fail. The choice is clear:

Option 1: Build with steel wall construction, accept ongoing risk, hope for the best, budget for potential catastrophic failure

Option 2: Build with Plan Pools ICF construction, follow proper winterization, enjoy decades of worry-free winters

The investment in proper construction and maintenance is a fraction of the cost of repairing or replacing a pool damaged by Minnesota winters.

At Plan Pools, we've spent over a decade perfecting ICF pool construction specifically for Minnesota conditions. Our pools are engineered to withstand our brutal winters, backed by lifetime structural warranties, and proven through hundreds of installations from Lakeville to Stillwater, Eden Prairie to Maple Grove.

When you build with Plan Pools, you're not just getting a beautiful pool—you're getting peace of mind knowing your investment will survive Minnesota's winters year after year without costly damage.

Ready to build a pool that's truly engineered for Minnesota? Contact Plan Pools today. We'll show you exactly why ICF construction eliminates winter damage concerns and how our comprehensive winterization services protect your investment season after season.

Because the best pools aren't just beautiful in summer—they're indestructible in winter. That's the Plan Pools guarantee, proven by hundreds of Minnesota winters without failures.

Plan Pools | Pool and Concrete Blog | Twin Cities

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